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Amazon and American Express Credit Card

Amazon Business American Express Card: The Card for Startups, New Businesses, and LLCs

Amazon Business and American Express joined forces to bring a comprehensive offering that goes beyond rewards––because it was specifically created to meet the needs of small- to medium-sized businesses.

The Card designed for your business needs

As an Amazon Business American Express Card or Amazon Business Prime American Express Card cardholder, the Cards offer extensive perks tailor-made for small business owners. The offering includes extended payment terms, Amazon Rewards points, no annual fee in the first year, an app for in-time spend visibility, top-notch customer service, and fraud protection.


As a small business it is important to have the freedom to choose what is best for your business on each purchasing transaction. With the Amazon Business American Express Cards, on your Amazon UK purchases, you can choose to pay at a later date with 60- or 90-day interest free extended payment terms or earn rewards points you can apply on future purchases.(1)(2)

 

When using the Card for your business purchases, Amazon Business and American Express are on your side.

 

The choice of Card benefit is yours - buy now, and pay on a later due date ––OR earn Amazon Rewards points

 

Flexibly choose––on each Amazon UK transaction––which benefit works best for your business.

 

Option 1: More time to pay

With the Amazon Business American Express Cards, small businesses are empowered to make Amazon UK purchases now––and get extra time to pay by selecting extended payment terms at checkout. This is especially helpful for those high-value items needed for your organisation to run smoothly.


The ability to choose to pay later can help to flexibly manage your company’s cash flow needs throughout the year.  Paying Amazon UK purchases later may allow you to accommodate unplanned purchasing needs immediately so that your business can remain agile.

 

Option 2: Earn Rewards points towards Amazon UK purchases

What’s more, you can earn rewards points in the process. This takes your spending further. Earning rewards points on your purchases can contribute towards reducing the cost of future Amazon purchases.

With the Amazon Business American Express Card and the Amazon Business Prime American Express Card, respectively earn Amazon Rewards points back, 1.5% or 2% with a Business Prime membership, on all Amazon UK purchases, while all other non-Amazon purchase earn 0.5% back. The Card allows you to make every purchase count, regardless of where you spend.

 

Here is a summary of the Card benefits for you to choose from on every purchase:

  • Amazon Business American Express Cards offer cardholders the option of 1.5% back on UK purchases at Amazon Business, Amazon.co.uk, and Whole Foods Market on the first £120,000 in purchases each calendar year, 1% in reward points thereafter (0.5% back elsewhere) OR 60-day terms.
  • Amazon Business Prime American Express Cards offer cardholders the option of 2% back with a Business Prime membership on UK purchases at Amazon Business, Amazon.co.uk, and Whole Foods Market on the first £120,000 in purchases each calendar year, 1% in reward points thereafter (0.5% back elsewhere) OR 90-day terms.

 

Amazon Business American Express Cards offer 24/7 customer service

Your business is in safe hands: both Amazon Business and American Express place great value on customer service and overall service excellence.

  • American Express offers 24/7 global assistance for all Cardholders. This means that whenever you call customer service, you’ll be connected to a live customer representative––day or night––whether you’re at the office, at home, or traveling across the globe.
  • Amazon has a “Call-Me” function, which within seconds connects you via telephone with a customer service representative. Quickly address questions pertaining to your Amazon UK purchases on the Card.

 

Stay in control: Access your Account from anywhere––mobile or desktop

Visibility and control are important when it comes to your business financials. With our Cards, you have full visibility and transparency to manage and control your spending.

Choose from a range of Account Management tools that work best for your business.

 

Mobile app: Owners of small business need to stay agile and streamlined. The Amex App allows you to view your business spend while on the go.

 

Desktop app: You can also access American Express Account Management through your desktop, if you prefer. This facilitates more methodical work requiring other programs or applications.

This is one of the many ways that the Amex App for the Amazon Business American Express Cards allows you to stay on top of your transactions.

 

(1) Terms and conditions apply. Rep. APR 33.5% (variable). Purchases on extended payment terms are interest-free when paid on time.

(2) Amazon EU S.a.r.l. is a credit broker and not the lender. American Express and all related logos are trademarks of American Express Company and its affiliates.

 

Mobile app example:

Mobile app view
  • Amazon Business Card Account Management gives you the ability to view and manage useful functions, such as:
    • Default benefit setting, to select your default benefit preference for Amazon UK purchases.
    • Rewards balance, to track rewards points, earned through eligible purchases with your Card.
    • Helpful links to manage the Card on American Express, which conveniently connects you to:
      • “View Account Summary”
      • “Make a Payment”
      • “Add Employee Cards”
      • “Explore Card Express Benefits”
AMEX Card Benefits

Itemised Account statements


Managers of small businesses deal with a lot––between overseeing the company, its employees and clients, and taking on multiple roles as needs arise.
Ease the administrative burden via the Itemised Account statements, which allow you to:

  • Better capture your expenses for accounting purposes
  • Quickly classify and manage purchases
  • Track purchase history to project future expenditures
AMEX Rewards Search

Fraud protection


The Amazon Business American Express Card is more than just a Credit Card––it’s peace of mind. Your safety and security are a priority.

  • As a Cardmember, you have insurance coverage of up to £8,000 for fraudulent purchases on your card.

Whether you’re purchasing online or in-person, rest assured and spend confidently with the Amazon Business American Express Cards. Fraud protection terms, conditions and exclusions apply.

 

 

Complimentary Employee Cards

Get up to 99 free Employee Cards for your employees so that you can consolidate spend under 1 Account.

  • Reduce administrative burden by tracking purchases on Employee Cards under 1 Account, and forego the drain of collecting separate credit card expense reports from each employee.
  • Gain control and visibility by defining spending limits on each employee card with the ability to monitor purchases as they occur.
  • Choose to earn points everywhere or use extended payment terms on Amazon.co.uk on all Employee Cards. All earned points are consolidated for future use on the Account. Your business always has access to the benefits on all Cards.

 

The Primary Cardmember is responsible to make payments for the Account, including all associated Employee Cards.

 

 

Emergency card replacement

If you or an employee loses a Card, you can breathe easy.

  • The Amazon Business American Express Cards offer a worry-free, cost-free emergency Card replacement––one less thing to trouble you.
  • Our no-hassle approach ensures that you can continue to run your business by having continued access to your Card’s credit.

What’s more, enjoy no annual fee on your Amazon Business American Express Card or Amazon Business Prime American Express Card in the first year.

 

The table below summarises the complete offering of the Card:

AMEX Rewards table

Conclusion


As an owner of a small business, you juggle several priorities, goals, and obligations. You focus on the vision of tomorrow while tending to the needs of today.
Let the Amazon Business American Express Card be your partner so you can focus your energy on running your business.

 

Amazon EU S.a.r.l. is a credit broker and not the lender. American Express and all related logos are trademarks of American Express Company and its affiliates.

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